BearMoneyFree reward offer guides
Is a reward offer worth your time?
A large advertised reward is only the starting number. Before you begin, write down what you must spend, which milestones actually pay, and how long each deadline gives you. Then compare the amount you could keep with the effort and money at risk.
Calculate the amount you could keep
Use the reward for the milestones you intend to finish, rather than the maximum across every milestone. Include required purchases and any fees you know about. This calculator does not estimate whether an offer will track or whether you will qualify.
Offer-cost calculator
The share link includes only these four numbers. Anyone with the link can open the same calculation. The example is hypothetical.
Before taxes. Excludes the value of anything purchased, refundable deposits, and costs you have not entered. No credit probability is assumed. Numbers stay in your browser.
How the calculation works
Subtract required spending and fees from the reward you actually intend to earn. Divide that net amount by all the hours you expect to spend, including setup and any support work. With the example above, $100 minus $30 in spending and $5 in fees leaves $65; over 10 hours, that is $6.50 per hour if credited.
If only some milestones credit, replace the reward with that smaller amount. A negative net result means the entered costs exceed the reward. A zero-cost offer can still consume time. This is arithmetic based on your inputs, not a prediction of earnings.
Read the conditions before spending
- Eligibility: Check location, device, age and new-customer conditions. A previous install or account may matter.
- Milestones: Record the exact level, purchase or subscription action required. Distinguish each milestone from the overall deadline.
- Payment conditions: Find the hold period, withdrawal minimum, fees and available methods on the service you are using.
- Commitments: Check renewal dates and how to cancel any subscription. Include unavoidable later charges in your costs.
Set a stopping point
Decide your time and spending limit before you start. If progress is slower than expected, recalculate using the time still needed. Money already spent cannot make an otherwise poor remaining offer worthwhile. If the conditions are unclear, resolve them before paying.
Next: use the tracking checklist to save the right details before starting.
Already missing a reward? Use the free support ticket builder and evidence checklist.